Should You Focus on Paying Down Debt or Saving Money?

Should You Focus on Paying Down Debt or Saving Money?

If you’re carrying debt from month to month, it’s likely that you may be one of the 56% of Americans who do not have enough in their savings account to cover an unexpected $1000 expense. When you’re struggling with debt and an empty savings account, knowing where to...
Why Installment Loans for Bad Credit Work to Reduce Debt

Why Installment Loans for Bad Credit Work to Reduce Debt

No one anticipates being in overwhelming credit card debt for their entire adult lives, but it happens very easily. The hard part comes when we try to pay off our debt. High-interest rates and multiple monthly payments make it feel like an impossible task. However,...
How Rising Credit Card Interest Rates Impact Your Debt Repayment

How Rising Credit Card Interest Rates Impact Your Debt Repayment

Inflation is affecting us all in many different ways. As prices continually increase, we are struggling to afford basic necessities like groceries and gas. For those struggling with debt, rising credit card interest rates have the potential to do considerable...
What No One Tells You About Student Loan Forgiveness

What No One Tells You About Student Loan Forgiveness

The hottest topic of the Biden administration is the “will he/won’t he” of student loan forgiveness. When repayments were put on hold during the height of the pandemic, many Americans were hopeful that this was the beginning of Biden’s promise to eradicate student...
Student Loan Debt: What to Pay Off First

Student Loan Debt: What to Pay Off First

Another extension on student loan repayments just rolled out, and that has a lot of borrowers asking more questions about potential debt forgiveness and best practices for continuing payments. A large percentage of borrowers also have other forms of debt, especially...