Lendah is not a creditor as it does not offer, extend, or alter credit; rather it is a lead generator that allows consumers to compare rates, terms, and costs associated with personal loan products. Lendah does not originate or fund any product it markets, rather it uses a network of lender partners. This website and the content within do not constitute an offer or solicitation to lend. This website will securely submit the information you provide to a lender or multiple lenders. Providing your information on this website does not guarantee approval for a product offering; only a lender can provide you with a formal application for credit—your inquiry here is merely an expression of interest or intent to obtain credit or assistance in determining whether a loan is right for you. You must fill out the lender’s required documents prior to obtaining an extension of credit. Network lenders may not have the best or the lowest rates so you are encouraged to continue to shop and compare additional lenders, credit unions, local financial institutions, etc. to ensure you are truly getting your best deal for your situation. The loan offers that Lendah recommends are from companies or partners from which Lendah may receive compensation. Individual lenders determine the underwriting criteria necessary for approval. You should review each lender’s terms and conditions to determine which loan works best for you and your own personal financial situation. All rates, fees, and terms are presented without guarantee and are subject to change pursuant to each Lender’s discretion. All reasonable efforts are made to provide and maintain accurate information. There is never a guarantee you will be approved for credit or that upon approval you will qualify for specific rates, fees, or terms. Be sure to speak with your representative about the actual term and rate you may qualify for based on your credit history and ability to repay the loan. Lenders may charge an origination fee generally around 1% of the amount sought. Be sure to ask up front about all fees, costs and terms associated with each loan product. Loan amounts of $1,000 up to $35,000 may be available through participating lenders; however, your state, credit history, credit score, personal financial situation, and lender underwriting criteria can impact the amount, fees, terms and rates offered. In some cases, lenders may require that you have an account with them already and for a prescribed period of time in order to qualify for better rates on their personal loan products. Ask your representative for details.
Arnold & Smith