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How to Reduce Credit Card Debt Without Hurting Your Credit Score
Credit card debt can be overwhelming, stressful, and can lead to poor financial health if left unchecked. High credit utilization and holding too many cards at once hurts your credit score, which can make balance transfer cards a risky solution to pay off debt. If...
Can You Improve Your Credit Score with a Debt Consolidation Loan?
Financial planning has been a hot topic of discussion for many Americans coming out of the quarantine period with limited funds or smaller incomes. Struggling to pay off debt can lead to late payments and diminishing credit ratings. While maintaining a decent credit...
Paying Off Credit Cards: Why Debt Consolidation Loans Are the Answer
Like a double-edged sword, credit cards can either help or hurt you depending on their use. They may come in handy if you experience a change in income or an unexpected emergency. However, this short-term benefit can quickly become a long-term problem. As...
How to Overcome Financial Stress When You Have Credit Card Debt
Credit card debt is on the rise during the COVID-19 outbreak. A recent study found that nearly half of all credit card holders in the United States have increased their credit card debt since March. As financial stability becomes less secure, many households have...
Stimulus Checks Are Here, but How Should You Spend Them?
Updated: January 12, 2021 The pandemic has caused many Americans to lose their jobs and the financial stability to provide for their families. This is a harsh reality, and last year's stimulus check alleviated the strain, but not for long. Those without a financial...