How Do Debt Consolidation Loans Work?

How Do Debt Consolidation Loans Work?

You may have heard the term “debt consolidation” or have heard someone mention a “debt consolidation loan” or “loans for credit card debt,” but what exactly are these things, and how does a debt consolidation loan work? In short, a debt consolidation loan...
4 Tips to Avoid Credit Card Debt Next Holiday Season

4 Tips to Avoid Credit Card Debt Next Holiday Season

As we enter a new year, you may have fallen deeper into debt in the aftermath of your holiday spending. You may want to fulfill everyone’s holiday wishes, but that decision comes at a price or, most likely, in the form of burdensome credit card debt. But don’t worry!...
How to Pay Off Credit Card Debt After the Holidays

How to Pay Off Credit Card Debt After the Holidays

The holidays are a time for joyous moments and gift-giving with loved ones, but 2020 is not like any other year.   There are many reasons why people have fallen into debt or further into debt. Government shutdowns and enforced restrictions against numerous industries...
The Difference Between Prime and Subprime Borrowers

The Difference Between Prime and Subprime Borrowers

When it comes to your credit score, you should know your 3-digit number to distinguish your financial health status. But do you know which segment you belong to? You may have seen the terms prime borrower and subprime borrower while checking your status and are...