How to Reduce Credit Card Debt Without Hurting Your Credit Score

How to Reduce Credit Card Debt Without Hurting Your Credit Score

Credit card debt can be overwhelming, stressful, and can lead to poor financial health if left unchecked. High credit utilization and holding too many cards at once hurts your credit score, which can make balance transfer cards a risky solution to pay off debt.  If...
Can You Improve Your Credit Score with a Debt Consolidation Loan?

Can You Improve Your Credit Score with a Debt Consolidation Loan?

Financial planning has been a hot topic of discussion for many Americans coming out of the quarantine period with limited funds or smaller incomes. Struggling to pay off debt can lead to late payments and diminishing credit ratings. While maintaining a decent credit...