The Difference Between Prime and Subprime Borrowers

The Difference Between Prime and Subprime Borrowers

When it comes to your credit score, you should know your 3-digit number to distinguish your financial health status. But do you know which segment you belong to? You may have seen the terms prime borrower and subprime borrower while checking your status and are...
How to Get a Personal Loan with Bad Credit

How to Get a Personal Loan with Bad Credit

When you need a personal loan and know that your credit is less than perfect, you may feel that you’re out of options. Despite having a bad credit score, you may still apply and receive a personal loan, but it can yield results that are less desirable or difficult to...
Everyday Habits That Get You Out of Debt Quicker

Everyday Habits That Get You Out of Debt Quicker

When you have a credit card, you may find that getting into debt is much easier than getting out. Spending a few dollars here and there seems insignificant at the moment, but over time you could be losing hundreds or thousands of dollars on unchecked habits.  Even if...
What Makes Up a Credit Score?

What Makes Up a Credit Score?

A credit score determines the creditworthiness of a person by a 3-digit number in a system accessed by lenders. The higher the score, the more trust or potential a person has with a lender – but how is this number calculated? A person’s credit score consists of...
Stimulus Checks Are Here, but How Should You Spend Them?

Stimulus Checks Are Here, but How Should You Spend Them?

Updated: January 12, 2021 The pandemic has caused many Americans to lose their jobs and the financial stability to provide for their families. This is a harsh reality, and last year’s stimulus check alleviated the strain, but not for long. Those without a...
How Credit Card Debt Affects Mental Health

How Credit Card Debt Affects Mental Health

Do you have credit card debt and feel like you’re struggling to function? Being in debt is so much more than having an extra bill to pay. In fact, studies have shown that debt can take a toll on your mental health, and lead to deeper emotional and even psychological...