It’s easy in times of inflation to rely on your credit card more than normal. Some of those “emergency” charges have been replaced by more routine purchases. Have you used your credit cards for routine purchases like gasoline or even groceries? If so, you’re not...
The importance of a good credit score cannot be overstated. Without the backing of a good credit score, you can be denied loans for housing, the apartment you need, and even a manageable interest rate. The lower the score, the fewer financial possibilities are...
Having a bad credit score can hold you back in life more than you might realize. Low credit scores can stop you from purchasing a house, renting an apartment, and even leasing a car. Building your credit up can take a long time and it’s often very difficult to make...
When we start a new year, we look forward to a clean slate – even if the previous year was a great one. We often take the first month of the year to implement new practices and build new habits to ensure that we are successful in our goals for the whole year....
We all spend a lot of time concerned about our credit score, and rightly so. If our scores are suffering, then we can find ourselves in difficult situations. It’s a number that retailers assess when you are opening up a line of credit and landlords take into...
If you have had a credit card in the past, you’re aware of the industry-specific terminology attached to it. Put simply, credit cards hold more moving parts than you’d initially assume. Read on for a breakdown of basic credit card terminology. Consider turning to...
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