How Do Debt Consolidation Loans Work?

How Do Debt Consolidation Loans Work?

You may have heard the term “debt consolidation” or have heard someone mention a “debt consolidation loan” or “loans for credit card debt,” but what exactly are these things, and how does a debt consolidation loan work? In short, a debt consolidation loan...
Is it Bad to Have Credit Card Debt?

Is it Bad to Have Credit Card Debt?

You may be facing more credit card debt than you can manage to pay back. If you feel discouraged or ashamed about your debt, you’re not alone. 52% of Americans carry credit card balances, according to The Ascent. Surprisingly, it isn’t always bad to have credit card...
Do Consolidation Loans Hurt Your Credit?

Do Consolidation Loans Hurt Your Credit?

Credit card debt is a growing problem as 51 million people have increased their credit card debt due to the pandemic. With high-interest debt piling up, you may be searching for repayment options to help you reduce debt and improve your financial health. One of the...
The Quickest Way to Pay Off Credit Card Debt

The Quickest Way to Pay Off Credit Card Debt

Credit cards can be a useful tool for certain situations, but as with any other tool, if you misuse or misapply your credit cards, they’re liable to create more problems than they solve. There are many ways you can pay off debt quicker, but it’s important to follow...
4 Tips to Avoid Credit Card Debt Next Holiday Season

4 Tips to Avoid Credit Card Debt Next Holiday Season

As we enter a new year, you may have fallen deeper into debt in the aftermath of your holiday spending. You may want to fulfill everyone’s holiday wishes, but that decision comes at a price or, most likely, in the form of burdensome credit card debt. But don’t worry!...