Should You Focus on Paying Down Debt or Saving Money?

Should You Focus on Paying Down Debt or Saving Money?

If you’re carrying debt from month to month, it’s likely that you may be one of the 56% of Americans who do not have enough in their savings account to cover an unexpected $1000 expense. When you’re struggling with debt and an empty savings account, knowing where to...
4 Steps to Improve Your Credit Score

4 Steps to Improve Your Credit Score

Your credit score is one of the most important aspects of your financial health. Among other things, your credit score will determine how likely you are to be approved for various lines of credit and what kind of interest rate you’ll qualify for. If you’re struggling...
Does Debt Consolidation Hurt Your Credit?

Does Debt Consolidation Hurt Your Credit?

If you’re struggling under the crushing weight of debt, you’re not alone. Consumer debt is on the rise this year, with Americans owing $986 billion in credit card debt alone, according to a report from the Federal Reserve Bank of New York. Many of those with debt...
Benefits of a Personal Loan for Credit Card Debt

Benefits of a Personal Loan for Credit Card Debt

We are all looking for ways to save money these days. With the expensive holidays around the corner and inflation rates continually increasing, we are finding ways to adjust our budgets to make it to the next paycheck. However, living paycheck to paycheck doesn’t help...