It seems like every week, we break a new record for the highest average American credit card debt. Credit cards are tools that can make or break our finances and while we know the dangers of overuse, sometimes there are no other options. More Americans are using their...
You may be asking yourself how you got to the point of searching for personal loans for poor credit. The truth is that it’s not a single action that brings down your credit score; it’s a series of choices and common mistakes over an extended period, and it usually...
It’s time to start thinking about filing your taxes again. While we are still a few months from the deadline, it’s a good idea to get a jump start on the filing process. Getting a head start can give you time to deal with any surprises, and an opportunity to assess...
We are all looking for ways to save money these days. With the expensive holidays around the corner and inflation rates continually increasing, we are finding ways to adjust our budgets to make it to the next paycheck. However, living paycheck to paycheck doesn’t help...
It’s estimated that 16% of Americans have bad credit. That’s about 48 million people living with the financial limitations set by low credit scores. Bad credit can feel like a prison when you have trouble finding rental options, encounter higher insurance costs, or...
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