Can I Get a Loan to Pay Off Credit Card Debt?

Can I Get a Loan to Pay Off Credit Card Debt?

When you have debt on multiple credit cards, it can become a challenge to decide how to strategize and get the most out of your monthly budget. If meeting the minimum payments on your credit cards is becoming a hassle, a debt consolidation loan can help you start...
Is it Better to Pay Off Credit Card Debt or a Personal Loan?

Is it Better to Pay Off Credit Card Debt or a Personal Loan?

If you’re juggling debt on multiple credit cards, how do you decide which to pay off first? The longer you take, the more high-interest rate fees you’ll add on. Even if you’re making the minimum payments each month, it may result in additional fees that put you deeper...
Should I Use My Tax Refund to Pay Off Debt?

Should I Use My Tax Refund to Pay Off Debt?

Spring is here, and people are buzzing with ideas on what they should do with their tax refund. You can treat yourself to something nice after a difficult year, or you can use the money to pay off a chunk of credit card debt. You may even consider saving it for a...
Is it Bad to Have Credit Card Debt?

Is it Bad to Have Credit Card Debt?

You may be facing more credit card debt than you can manage to pay back. If you feel discouraged or ashamed about your debt, you’re not alone. 52% of Americans carry credit card balances, according to The Ascent. Surprisingly, it isn’t always bad to have credit card...
Do Consolidation Loans Hurt Your Credit?

Do Consolidation Loans Hurt Your Credit?

Credit card debt is a growing problem as 51 million people have increased their credit card debt due to the pandemic. With high-interest debt piling up, you may be searching for repayment options to help you reduce debt and improve your financial health. One of the...