Three New Financial Goals for 2022!

Three New Financial Goals for 2022!

When we start a new year, we look forward to a clean slate – even if the previous year was a great one. We often take the first month of the year to implement new practices and build new habits to ensure that we are successful in our goals for the whole year....
Is it Bad to Have Credit Card Debt?

Is it Bad to Have Credit Card Debt?

You may be facing more credit card debt than you can manage to pay back. If you feel discouraged or ashamed about your debt, you’re not alone. 52% of Americans carry credit card balances, according to The Ascent. Surprisingly, it isn’t always bad to have credit card...
Do Consolidation Loans Hurt Your Credit?

Do Consolidation Loans Hurt Your Credit?

Credit card debt is a growing problem as 51 million people have increased their credit card debt due to the pandemic. With high-interest debt piling up, you may be searching for repayment options to help you reduce debt and improve your financial health. One of the...
The Quickest Way to Pay Off Credit Card Debt

The Quickest Way to Pay Off Credit Card Debt

Credit cards can be a useful tool for certain situations, but as with any other tool, if you misuse or misapply your credit cards, they’re liable to create more problems than they solve. There are many ways you can pay off debt quicker, but it’s important to follow...
The Difference Between Prime and Subprime Borrowers

The Difference Between Prime and Subprime Borrowers

When it comes to your credit score, you should know your 3-digit number to distinguish your financial health status. But do you know which segment you belong to? You may have seen the terms prime borrower and subprime borrower while checking your status and are...